@font-face { font-family: 'Hanken Grotesk'; src: url('/vendor/fonts/hanken-grotesk-latin-wght-normal.woff2') format('woff2'); font-weight: 100 900; font-display: swap; }
:root { --ink: #121a2e; --ink2: #3b4660; --muted: #69728a; --line: #dde2e8; --wash: #f2f3f1; --brand: #2f5d8a; --visa: #e0601f; --ok: #1e7f5c; --r: 14px; }
* { box-sizing: border-box; } html { scroll-behavior: smooth; scroll-padding-top: 76px; }
body { margin: 0; font: 16px/1.6 'Hanken Grotesk', system-ui, sans-serif; color: var(--ink); background: #fff; -webkit-font-smoothing: antialiased; }
a { color: var(--brand); } img, video { max-width: 100%; height: auto; display: block; }
h1, h2, h3 { letter-spacing: -0.02em; line-height: 1.15; margin: 0 0 12px; }
h1 { font-size: clamp(34px, 5vw, 56px); } h1 span { color: inherit; } h1 .hl { color: var(--brand); } h2 { font-size: clamp(26px, 3.4vw, 38px); } h3 { font-size: 18px; }
.wrap { width: min(1180px, 92vw); margin: 0 auto; } .narrow { width: min(860px, 92vw); } .center { text-align: center; } .muted { color: var(--muted); }
.row { display: flex; align-items: center; } .gap { gap: 10px; } .wrap-m { flex-wrap: wrap; }
.kicker { color: var(--visa); font-weight: 700; font-size: 14px; letter-spacing: .02em; margin: 0 0 8px; }
.lead { font-size: 18px; color: var(--ink2); max-width: 620px; }
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 10px 18px; border-radius: 10px; border: 1px solid var(--line); background: #fff; color: var(--ink); font: 650 15px inherit; text-decoration: none; cursor: pointer; transition: transform .12s, box-shadow .12s; }
.btn:hover { transform: translateY(-1px); box-shadow: 0 6px 18px rgba(18,26,46,.10); }
.btn.primary { background: var(--ink); border-color: var(--ink); color: #fff; } .btn.ghost { border-color: transparent; } .btn.lg { padding: 14px 22px; font-size: 16px; }
.top { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.88); backdrop-filter: blur(10px); border-bottom: 1px solid var(--line); }
.top .row { justify-content: space-between; height: 66px; }
.logo { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 20px; color: var(--ink); text-decoration: none; }
.mk { display: grid; gap: 3px; width: 24px; } .mk i { display: block; height: 5px; border-radius: 1.5px; background: var(--ink); } .mk i:nth-child(2) { width: 72%; background: var(--visa); } .mk i:nth-child(3) { width: 46%; }
.logo.light { color: #fff; } .logo.light .mk i:not(:nth-child(2)) { background: #fff; }
.menu { display: flex; gap: 26px; } .menu a { color: var(--ink2); text-decoration: none; font-weight: 600; font-size: 15px; } .menu a:hover { color: var(--ink); }
.hero { padding: 64px 0 40px; background: radial-gradient(1200px 500px at 85% -10%, #e9eef5 0%, transparent 60%), #fff; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.02fr 1fr; gap: 54px; align-items: center; }
.ticks { list-style: none; padding: 0; margin: 22px 0 0; display: flex; flex-wrap: wrap; gap: 8px 22px; color: var(--ink2); font-size: 15px; }
.ticks li::before { content: '✓'; color: var(--ok); font-weight: 800; margin-right: 8px; }
.shot { position: relative; border-radius: var(--r); background: #fff; border: 1px solid var(--line); box-shadow: 0 30px 70px rgba(18,26,46,.16); overflow: visible; }
.shot img { border-radius: 0 0 var(--r) var(--r); }
.browser { height: 30px; display: flex; gap: 7px; align-items: center; padding: 0 12px; border-bottom: 1px solid var(--line); background: #f6f7f9; border-radius: var(--r) var(--r) 0 0; }
.browser span { width: 10px; height: 10px; border-radius: 50%; background: #d4d9e1; }
.float { position: absolute; background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 12px 14px; box-shadow: 0 16px 40px rgba(18,26,46,.16); display: grid; gap: 2px; font-size: 13px; }
.float b { font-size: 15px; } .float small { color: var(--muted); } .float em { font-style: normal; color: var(--ok); font-weight: 700; }
.f1 { left: -34px; bottom: 34px; } .f2 { right: -20px; top: 60px; } .f2 b { font-size: 26px; color: var(--brand); }
.stamps { display: flex; align-items: center; justify-content: center; gap: 0; margin-top: 46px; flex-wrap: wrap; }
.stamps .st { text-align: center; font-weight: 700; font-size: 14px; display: grid; justify-items: center; gap: 4px; }
.stamps .st::before { content: '✓'; width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center; color: #fff; background: var(--ok); }
.stamps .st.visa::before { content: '★'; background: var(--visa); box-shadow: 0 0 0 6px rgba(224,96,31,.15); }
.stamps .st small { font-weight: 500; color: var(--muted); }
.stamps i { width: 80px; height: 3px; background: var(--ok); margin: 0 10px 34px; border-radius: 2px; }
section { padding: 80px 0; } .band { background: var(--wash); }
video { width: 100%; border-radius: var(--r); box-shadow: 0 24px 60px rgba(18,26,46,.18); margin-top: 26px; background: #000; }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 34px; }
.steps article { padding: 26px; border: 1px solid var(--line); border-radius: var(--r); background: #fff; }
.steps span { display: inline-block; font-weight: 800; color: var(--visa); font-size: 14px; margin-bottom: 14px; }
.steps p, .features p { color: var(--ink2); margin: 0; font-size: 15px; }
.features { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-top: 34px; }
.features article { background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 22px; }
.fi { width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; margin-bottom: 14px; color: var(--c); background: color-mix(in srgb, var(--c) 13%, #fff); }
.fi svg { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.tabs { display: flex; justify-content: center; flex-wrap: wrap; gap: 8px; margin: 26px 0 22px; }
.tabs button, .toggle button { border: 1px solid var(--line); background: #fff; border-radius: 30px; padding: 8px 16px; font: 600 14px inherit; cursor: pointer; color: var(--ink2); }
.tabs button.on, .toggle button.on { background: var(--ink); border-color: var(--ink); color: #fff; }
.shot.wide { max-width: 1040px; margin: 0 auto; }
.toggle { display: flex; justify-content: center; gap: 6px; margin: 20px 0 26px; }
.plans { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; align-items: stretch; }
.plan { background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 28px; display: flex; flex-direction: column; position: relative; }
.plan.pop { border: 2px solid var(--ink); box-shadow: 0 24px 60px rgba(18,26,46,.14); }
.plan .tag { position: absolute; top: -13px; left: 50%; transform: translateX(-50%); background: var(--visa); color: #fff; font-size: 12px; font-weight: 800; padding: 4px 12px; border-radius: 20px; white-space: nowrap; }
.plan .price { font-size: 34px; font-weight: 800; letter-spacing: -.02em; margin: 8px 0 0; } .plan .price small { font-size: 15px; color: var(--muted); font-weight: 600; }
.plan .sub { color: var(--muted); font-size: 14px; min-height: 22px; }
.plan ul { list-style: none; padding: 0; margin: 18px 0 22px; display: grid; gap: 8px; font-size: 15px; flex: 1; }
.plan li::before { content: '✓'; color: var(--ok); font-weight: 800; margin-right: 8px; }
.pay { margin-top: 34px; } .badges { display: flex; justify-content: center; flex-wrap: wrap; gap: 8px; }
.badges span { background: var(--b); color: var(--t, #fff); font-weight: 800; font-size: 13px; padding: 7px 12px; border-radius: 8px; }
.signup { display: grid; grid-template-columns: 1fr 440px; gap: 50px; align-items: center; }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 26px; box-shadow: 0 24px 60px rgba(18,26,46,.10); display: grid; gap: 12px; }
.card label { display: grid; gap: 5px; font-weight: 650; font-size: 14px; color: var(--ink2); }
.card input:not([type=checkbox]) { height: 44px; border: 1px solid #cfd6df; border-radius: 10px; padding: 0 12px; font: 15px inherit; }
.card input:focus { outline: 3px solid rgba(47,93,138,.2); border-color: var(--brand); }
.card .chk { display: block; font-weight: 500; line-height: 1.5; } .card .chk input { margin: 0 6px 0 0; vertical-align: -2px; } .hp { display: none; }
.msg { margin: 0; font-size: 14px; } .msg.err { color: #b3261e; } .msg.ok { color: var(--ok); font-weight: 650; }
details { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 16px 20px; margin-top: 10px; }
summary { cursor: pointer; font-weight: 700; } details p { margin: 10px 0 0; color: var(--ink2); }
footer { background: var(--ink); color: #b7c1da; padding: 54px 0 24px; }
.foot { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 30px; } .foot div { display: grid; gap: 8px; align-content: start; } .foot b { color: #fff; } .foot a { color: #b7c1da; text-decoration: none; } .foot a:hover { color: #fff; }
.copy { border-top: 1px solid #26324f; margin-top: 34px; padding-top: 18px; font-size: 13px; }
@media (max-width: 960px) {
  .menu { display: none; } .hero-grid, .signup { grid-template-columns: 1fr; } .steps, .plans { grid-template-columns: 1fr; } .features { grid-template-columns: 1fr 1fr; } .foot { grid-template-columns: 1fr; }
  .f1 { left: 10px; bottom: -24px; } .f2 { right: 10px; top: 40px; } .stamps i { width: 30px; } section { padding: 56px 0; }
}
@media (max-width: 560px) { .features { grid-template-columns: 1fr; } .top .btn.ghost { display: none; } }

/* ══════════ Motion design ══════════ */
h1 .hl { color: var(--brand); }
.burger { display: none; width: 42px; height: 42px; border: 1px solid var(--line); border-radius: 10px; background: #fff; cursor: pointer; padding: 0 10px; flex-direction: column; justify-content: center; gap: 5px; }
.burger span { display: block; height: 2px; border-radius: 2px; background: var(--ink); transition: transform .3s cubic-bezier(.2,.7,.2,1), opacity .2s; }
.top.open .burger span:nth-child(1) { transform: translateY(7px) rotate(45deg); } .top.open .burger span:nth-child(2) { opacity: 0; } .top.open .burger span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.mmenu { display: none; }
.top { transition: transform .35s cubic-bezier(.2,.7,.2,1), box-shadow .3s, background .3s; }
.top.scrolled { box-shadow: 0 6px 24px rgba(18,26,46,.08); background: rgba(255,255,255,.96); }
.top.hidden { transform: translateY(-100%); }
.menu a { position: relative; } .menu a::after { content: ''; position: absolute; left: 0; right: 0; bottom: -6px; height: 2px; border-radius: 2px; background: var(--visa); transform: scaleX(0); transform-origin: left; transition: transform .3s cubic-bezier(.2,.7,.2,1); }
.menu a:hover::after, .menu a.on::after { transform: scaleX(1); }
.btn { position: relative; overflow: hidden; }
.btn.primary::after { content: ''; position: absolute; top: 0; bottom: 0; width: 40%; left: -60%; background: linear-gradient(100deg, transparent, rgba(255,255,255,.28), transparent); transform: skewX(-20deg); transition: left .6s; }
.btn.primary:hover::after { left: 130%; }
.btn:active { transform: scale(.97); }
.btn.loading { color: transparent !important; pointer-events: none; } .btn.loading::before { content: ''; position: absolute; inset: 0; margin: auto; width: 18px; height: 18px; border-radius: 50%; border: 2px solid rgba(255,255,255,.4); border-top-color: #fff; animation: spin .7s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }
.hero { position: relative; isolation: isolate; }
.hero .glow { position: absolute; inset: 0; z-index: -1; overflow: hidden; pointer-events: none; }
.hero .glow i { position: absolute; border-radius: 50%; filter: blur(70px); opacity: .45; }
.hero .glow i:nth-child(1) { width: 520px; height: 520px; background: #cfdcef; right: -120px; top: -160px; }
.hero .glow i:nth-child(2) { width: 380px; height: 380px; background: #fbe0cf; left: 35%; top: 260px; opacity: .35; }
.hero .glow i:nth-child(3) { width: 300px; height: 300px; background: #d8ecdf; left: -100px; top: 80px; opacity: .35; }
.features article, .steps article, .plan { transition: transform .35s cubic-bezier(.2,.7,.2,1), box-shadow .35s, border-color .35s; }
.features article:hover, .steps article:hover { transform: translateY(-6px); box-shadow: 0 18px 44px rgba(18,26,46,.10); border-color: #cfd6df; }
.plan:hover { transform: translateY(-6px); box-shadow: 0 26px 60px rgba(18,26,46,.14); }
.fi { transition: transform .4s cubic-bezier(.2,.7,.2,1); } .features article:hover .fi { transform: translateY(-3px) rotate(-8deg) scale(1.06); }
.badges span { transition: transform .25s; } .badges span:hover { transform: translateY(-3px); }
.foot a { transition: color .2s, transform .2s; display: inline-block; } .foot a:hover { transform: translateX(3px); }
.card input:not([type=checkbox]) { transition: border-color .2s, box-shadow .2s; }
.msg.ok { animation: okIn .45s cubic-bezier(.2,.8,.2,1); } .msg.err { animation: shake .4s; }
@keyframes okIn { from { opacity: 0; transform: translateY(6px) scale(.98); } } @keyframes shake { 20%, 60% { transform: translateX(-5px); } 40%, 80% { transform: translateX(5px); } }
.plan .price { transition: opacity .2s; } .plan .price.swap { opacity: 0; }
.tabs button { transition: background .25s, color .25s, border-color .25s; } #tabimg { transition: opacity .25s; } #tabimg.swap { opacity: 0; }
@media (max-width: 960px) {
  .burger { display: flex; } .hide-s { display: none; }
  .mmenu { display: grid; position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 1px solid var(--line); padding: 8px 4vw 18px; gap: 2px; box-shadow: 0 18px 30px rgba(18,26,46,.10);
    clip-path: inset(0 0 100% 0); visibility: hidden; transition: clip-path .4s cubic-bezier(.2,.7,.2,1), visibility 0s .4s; }
  .mmenu a { padding: 12px 6px; font-weight: 650; color: var(--ink); text-decoration: none; border-bottom: 1px solid var(--line); } .mmenu a.btn { border: 0; margin-top: 10px; justify-content: center; color: #fff; }
  .top.open .mmenu { clip-path: inset(0 0 0 0); visibility: visible; transition: clip-path .4s cubic-bezier(.2,.7,.2,1); }
  .top.open.hidden { transform: none; }
}
/* animations d'entrée et au défilement : seulement si le système ne demande pas de les réduire */
.motion .title-reveal .ln { display: inline-block; overflow: hidden; vertical-align: top; padding-bottom: .08em; }
.motion .title-reveal .ln > span { display: inline-block; transform: translateY(105%); transition: transform 1s cubic-bezier(.16,1,.3,1); }
.motion.loaded .title-reveal .ln > span { transform: none; } .motion.loaded .title-reveal .ln:nth-child(2) > span { transition-delay: .12s; }
.motion .rv { opacity: 0; transform: translateY(26px); transition: opacity .8s cubic-bezier(.2,.7,.2,1), transform .8s cubic-bezier(.2,.7,.2,1); transition-delay: calc(var(--i, 0) * 80ms); }
.motion .rv.in { opacity: 1; transform: none; }
.motion .rv.zoom { transform: translateY(30px) scale(.96); } .motion .rv.zoom.in { transform: none; }
.motion .hero .glow i { animation: drift 18s ease-in-out infinite alternate; } .motion .hero .glow i:nth-child(2) { animation-duration: 22s; animation-direction: alternate-reverse; } .motion .hero .glow i:nth-child(3) { animation-duration: 26s; }
@keyframes drift { 0% { transform: translate3d(0,0,0) scale(1); } 50% { transform: translate3d(-40px,30px,0) scale(1.08); } 100% { transform: translate3d(30px,-20px,0) scale(.95); } }
.motion .shot.par { transform: translate3d(0, var(--py, 0px), 0); will-change: transform; }
.motion .float { transform: translate3d(0, var(--fy, 0px), 0); transition: none; } .motion .float.rv { transition: opacity .8s .5s, transform .8s .5s cubic-bezier(.2,.7,.2,1); }
.motion .float.rv.in { transform: translate3d(0, var(--fy, 0px), 0); }
.motion .stamps .st::before { transform: scale(.4); opacity: 0; transition: transform .5s cubic-bezier(.34,1.56,.64,1), opacity .3s; transition-delay: calc(var(--i, 0) * 220ms); }
.motion .stamps i { transform: scaleX(0); transform-origin: left; transition: transform .45s ease-out; transition-delay: calc(var(--i, 0) * 220ms + 110ms); }
.motion .stamps.in .st::before { transform: none; opacity: 1; } .motion .stamps.in i { transform: none; }
.motion .stamps .st.visa::before { animation: none; } .motion .stamps.in .st.visa::before { animation: ring 2.2s 1s infinite; }
@keyframes ring { 0%, 100% { box-shadow: 0 0 0 6px rgba(224,96,31,.15); } 50% { box-shadow: 0 0 0 12px rgba(224,96,31,0); } }

/* ══════════ Effets avancés (survols, profondeur, micro-interactions) ══════════ */
.progress { position: fixed; top: 0; left: 0; right: 0; height: 3px; z-index: 50; pointer-events: none; }
.progress i { display: block; height: 100%; background: linear-gradient(90deg, var(--brand), var(--visa)); transform: scaleX(var(--p, 0)); transform-origin: left; }
.rotator { display: inline-grid; vertical-align: bottom; height: 1.6em; overflow: hidden; color: var(--ink); }
.rotator span { grid-area: 1 / 1; white-space: nowrap; }
.motion .rotator span { animation: rot 12s infinite; opacity: 0; animation-delay: -.4s; } .motion .rotator span:nth-child(2) { animation-delay: 2.6s; } .motion .rotator span:nth-child(3) { animation-delay: 5.6s; } .motion .rotator span:nth-child(4) { animation-delay: 8.6s; }
html:not(.motion) .rotator span:not(:first-child) { display: none; }
@keyframes rot { 0% { opacity: 0; transform: translateY(80%); } 3%, 25% { opacity: 1; transform: none; } 28%, 100% { opacity: 0; transform: translateY(-80%); } }
.logo .mk i { transition: width .35s cubic-bezier(.2,.7,.2,1); } .logo:hover .mk i:nth-child(1) { width: 60%; } .logo:hover .mk i:nth-child(2) { width: 100%; } .logo:hover .mk i:nth-child(3) { width: 80%; }
.facts { padding: 38px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: #fff; }
.facts-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; }
.facts-grid > div { padding: 10px 18px; border-left: 1px solid var(--line); transition: transform .35s cubic-bezier(.2,.7,.2,1); } .facts-grid > div:first-child { border-left: 0; }
.facts-grid > div:hover { transform: translateY(-4px); }
.facts b { display: block; font-size: 46px; font-weight: 800; letter-spacing: -.03em; line-height: 1; background: linear-gradient(120deg, var(--ink) 30%, var(--brand) 60%, var(--visa)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.facts span { color: var(--muted); font-size: 14.5px; }
.marquee { overflow: hidden; background: var(--ink); color: #dfe5f2; padding: 14px 0; -webkit-mask: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); mask: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.marquee .track { display: flex; align-items: center; gap: 22px; width: max-content; font-weight: 700; font-size: 15px; white-space: nowrap; }
.marquee i { width: 7px; height: 7px; border-radius: 50%; background: var(--visa); }
.motion .marquee .track { animation: marq 38s linear infinite; } .marquee:hover .track { animation-play-state: paused; }
@keyframes marq { to { transform: translateX(-50%); } }
.vwrap { position: relative; } .vwrap video { margin-top: 26px; }
.vplay { position: absolute; left: 50%; top: calc(50% + 13px); width: 86px; height: 86px; margin: -43px 0 0 -43px; border-radius: 50%; border: 0; background: var(--visa); cursor: pointer; z-index: 2; box-shadow: 0 14px 40px rgba(224,96,31,.45); transition: transform .3s cubic-bezier(.2,.7,.2,1), opacity .3s; }
.vplay span { position: absolute; left: 34px; top: 27px; border-left: 24px solid #fff; border-top: 16px solid transparent; border-bottom: 16px solid transparent; }
.vplay::before, .vplay::after { content: ''; position: absolute; inset: 0; border-radius: 50%; border: 2px solid rgba(224,96,31,.6); }
.motion .vplay::before { animation: ripple 2.2s infinite; } .motion .vplay::after { animation: ripple 2.2s 1.1s infinite; }
@keyframes ripple { from { transform: scale(1); opacity: 1; } to { transform: scale(1.9); opacity: 0; } }
.vplay:hover { transform: scale(1.08); } .vwrap.playing .vplay { opacity: 0; pointer-events: none; transform: scale(.6); }
.steps { position: relative; } .steps-line { position: absolute; left: 16%; right: 16%; top: 36px; height: 2px; background: var(--line); z-index: 0; } .steps-line i { display: block; height: 100%; background: linear-gradient(90deg, var(--visa), var(--brand)); transform: scaleX(var(--sl, 0)); transform-origin: left; }
.steps article { position: relative; z-index: 1; }
.steps span { display: inline-grid; place-items: center; width: 40px; height: 40px; border-radius: 12px; background: #fff; border: 2px solid var(--line); transition: border-color .4s, background .4s, color .4s; }
.steps article.lit span { border-color: var(--visa); background: var(--visa); color: #fff; }
.tabs, .toggle { position: relative; } .tabs button, .toggle button { position: relative; z-index: 1; background: transparent; }
.tabs button.on, .toggle button.on { background: transparent; border-color: transparent; }
.tab-ind, .tog-ind { position: absolute; z-index: 0; top: 0; height: 100%; border-radius: 30px; background: var(--ink); transition: left .45s cubic-bezier(.2,.8,.2,1), width .45s cubic-bezier(.2,.8,.2,1); }
html:not(.motion) .tab-ind, html:not(.motion) .tog-ind { transition: none; }
.tabs { width: fit-content; margin-left: auto; margin-right: auto; } .toggle { width: fit-content; margin-left: auto; margin-right: auto; }
/* lumière qui suit le curseur */
.spot { position: relative; isolation: isolate; }
.spot::before { content: ''; position: absolute; inset: 0; border-radius: inherit; z-index: -1; opacity: 0; transition: opacity .3s; background: radial-gradient(420px circle at var(--mx, 50%) var(--my, 50%), rgba(47,93,138,.10), transparent 45%); }
.spot:hover::before { opacity: 1; }
/* inclinaison 3D et reflet */
.tilt { transform-style: preserve-3d; transition: transform .5s cubic-bezier(.2,.7,.2,1); }
.tilt.tilting { transition: transform .08s linear; transform: perspective(1100px) rotateX(var(--rx, 0deg)) rotateY(var(--ry, 0deg)) translate3d(0, var(--py, 0px), 0) !important; }
.tilt .glare { position: absolute; inset: 0; border-radius: inherit; pointer-events: none; opacity: 0; transition: opacity .3s; background: radial-gradient(600px circle at var(--gx, 50%) var(--gy, 0%), rgba(255,255,255,.35), transparent 40%); z-index: 3; }
.tilt.tilting .glare { opacity: 1; }
/* boutons magnétiques et onde au clic */
.btn.mag { transition: transform .25s cubic-bezier(.2,.7,.2,1), box-shadow .2s; transform: translate3d(var(--tx, 0), var(--ty, 0), 0); }
.btn .rp { position: absolute; border-radius: 50%; transform: scale(0); background: rgba(255,255,255,.45); pointer-events: none; animation: rp .6s ease-out forwards; }
.btn:not(.primary) .rp { background: rgba(18,26,46,.12); }
@keyframes rp { to { transform: scale(4); opacity: 0; } }
/* bordure animée de la formule la plus choisie */
.plan.pop { border-color: transparent; }
.plan.pop::before { content: ''; position: absolute; inset: -2px; border-radius: calc(var(--r) + 2px); padding: 2px; z-index: -1; background: conic-gradient(from var(--ang, 0deg), var(--ink), var(--brand), var(--visa), var(--ink)); -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0); -webkit-mask-composite: xor; mask-composite: exclude; }
.plan { isolation: isolate; background: #fff; }
@property --ang { syntax: '<angle>'; inherits: false; initial-value: 0deg; }
.motion .plan.pop::before { animation: spin-ang 6s linear infinite; } @keyframes spin-ang { to { --ang: 360deg; } }
/* icônes qui se dessinent */
.motion .fi svg path { stroke-dasharray: 160; stroke-dashoffset: 160; transition: stroke-dashoffset 1.4s cubic-bezier(.2,.7,.2,1) .2s; }
.motion .in .fi svg path, .motion .fi.in svg path, .motion article.in .fi svg path { stroke-dashoffset: 0; }
/* titres de section soulignés à l'apparition */
main section h2 { position: relative; }
main section h2.center::after { content: ''; display: block; width: 64px; height: 4px; border-radius: 4px; margin: 14px auto 0; background: linear-gradient(90deg, var(--visa), var(--brand)); transform: scaleX(0); transition: transform .9s cubic-bezier(.2,.7,.2,1) .25s; }
html:not(.motion) main section h2.center::after, main section h2.center.in::after { transform: none; }
/* cartes flottantes : léger balancement */
.motion .float { animation: bob 5s ease-in-out infinite; } .motion .float.f2 { animation-duration: 6s; animation-delay: -2s; }
@keyframes bob { 50% { translate: 0 -8px; } }
/* reflet périodique sur la capture du héros */
.sheen-wrap { display: block; position: relative; overflow: hidden; border-radius: 0 0 var(--r) var(--r); }
.motion .sheen-wrap::after { content: ''; position: absolute; top: 0; bottom: 0; width: 30%; left: -40%; z-index: 2; pointer-events: none; background: linear-gradient(100deg, transparent, rgba(255,255,255,.35), transparent); transform: skewX(-18deg); animation: sheen 7s 2.5s infinite; }
@keyframes sheen { 0%, 70% { left: -40%; } 100% { left: 130%; } }

/* lueur qui suit le curseur dans le héros */
.hero .cursor-glow { position: absolute; width: 520px; height: 520px; border-radius: 50%; pointer-events: none; z-index: -1; left: 0; top: 0; transform: translate3d(calc(var(--cx, -999px) - 260px), calc(var(--cy, -999px) - 260px), 0); background: radial-gradient(circle, rgba(224,96,31,.10), transparent 60%); transition: opacity .4s; }
/* FAQ */
details summary { list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 14px; } details summary::-webkit-details-marker { display: none; }
details summary::after { content: '+'; font-size: 22px; font-weight: 500; color: var(--visa); transition: transform .35s cubic-bezier(.2,.7,.2,1); } details[open] summary::after { transform: rotate(45deg); }
details { transition: border-color .3s, box-shadow .3s; } details:hover { border-color: #c4ccd8; } details[open] { box-shadow: 0 12px 30px rgba(18,26,46,.07); }
/* retour en haut avec anneau de progression */
.totop { position: fixed; right: 20px; bottom: 20px; z-index: 40; width: 48px; height: 48px; border-radius: 50%; background: #fff; box-shadow: 0 10px 28px rgba(18,26,46,.18); display: grid; place-items: center; color: var(--ink); font-weight: 800; text-decoration: none; opacity: 0; transform: translateY(16px) scale(.9); transition: opacity .3s, transform .3s; pointer-events: none; }
.totop.show { opacity: 1; transform: none; pointer-events: auto; } .totop:hover { transform: translateY(-3px); }
.totop svg { position: absolute; inset: 0; transform: rotate(-90deg); } .totop circle { fill: none; stroke: var(--line); stroke-width: 2.5; } .totop circle.ring { stroke: var(--visa); stroke-dasharray: 100.5; stroke-dashoffset: calc(100.5 - 100.5 * var(--p, 0)); }
.badges span { transition: transform .3s cubic-bezier(.34,1.56,.64,1), box-shadow .3s; } .badges span:hover { transform: translateY(-4px) rotate(-2deg); box-shadow: 0 10px 20px rgba(0,0,0,.15); }
.ticks li { transition: transform .25s; } .ticks li:hover { transform: translateX(4px); }
@media (max-width: 960px) { .facts-grid { grid-template-columns: 1fr 1fr; } .facts-grid > div:nth-child(3) { border-left: 0; } .steps-line { display: none; } .facts b { font-size: 38px; } }
@media (prefers-reduced-motion: reduce) { .marquee .track, .vplay::before, .vplay::after, .float, .plan.pop::before { animation: none !important; } }